Rate Report — weekly mortgage-rate recap

The RallyRates Rate Report — a weekly, plain-English recap of where U.S. mortgage-rate benchmarks moved and what the 10-year Treasury did to drive them. Built from the same real OBMMI and Treasury data behind our live board. We report the moves; we never forecast.

• Oct 5–8, 2026Mortgage rates: Week of October 5, 2026

  Over Oct 5–8, 2026, the conventional 30-year benchmark opened at 7.458% and closed at 7.424%. The 10-year Treasury eased 7bp on the week, and conventional 30-year mortgage rates followed lower.

• Sep 28 – Oct 2, 2026Mortgage rates: Week of September 28, 2026

  Over Sep 28 – Oct 2, 2026, the conventional 30-year benchmark opened at 7.310% and closed at 7.379%. The 10-year Treasury climbed 4bp on the week, and conventional 30-year mortgage rates followed higher.

• Sep 21–25, 2026Mortgage rates: Week of September 21, 2026

  Over Sep 21–25, 2026, the conventional 30-year benchmark opened at 7.034% and closed at 7.225%. The 10-year Treasury climbed 21bp on the week, and conventional 30-year mortgage rates followed higher.

• Sep 14–18, 2026Mortgage rates: Week of September 14, 2026

  Over Sep 14–18, 2026, the conventional 30-year benchmark opened at 6.968% and closed at 7.038%. The 10-year Treasury climbed 4bp on the week, and conventional 30-year mortgage rates followed higher.

• Sep 8–11, 2026Mortgage rates: Week of September 8, 2026

  Over Sep 8–11, 2026, the conventional 30-year benchmark opened at 6.766% and closed at 6.945%. The 10-year Treasury climbed 16bp on the week, and conventional 30-year mortgage rates followed higher.

• Aug 31 – Sep 4, 2026Mortgage rates: Week of August 31, 2026

  Over Aug 31 – Sep 4, 2026, the conventional 30-year benchmark opened at 6.719% and closed at 6.766%. The 10-year Treasury climbed 3bp on the week, and conventional 30-year mortgage rates followed higher.

• Aug 24–28, 2026Mortgage rates: Week of August 24, 2026

  Over Aug 24–28, 2026, the conventional 30-year benchmark opened at 6.684% and closed at 6.688%. The 10-year Treasury climbed 3bp on the week, while mortgage rates were little changed.

• Aug 17–21, 2026Mortgage rates: Week of August 17, 2026

  Over Aug 17–21, 2026, the conventional 30-year benchmark opened at 6.669% and closed at 6.698%. The 10-year Treasury climbed 2bp on the week, and conventional 30-year mortgage rates followed higher.

• Aug 10–14, 2026Mortgage rates: Week of August 10, 2026

  Over Aug 10–14, 2026, the conventional 30-year benchmark opened at 6.698% and closed at 6.647%. The 10-year Treasury eased 4bp on the week, and conventional 30-year mortgage rates followed lower.

• Aug 3–7, 2026Mortgage rates: Week of August 3, 2026

  Over Aug 3–7, 2026, the conventional 30-year benchmark opened at 6.711% and closed at 6.640%. The 10-year Treasury eased 5bp on the week, and conventional 30-year mortgage rates followed lower.

• Jul 27–31, 2026Mortgage rates: Week of July 27, 2026

  Over Jul 27–31, 2026, the conventional 30-year benchmark opened at 6.645% and closed at 6.716%. The 10-year Treasury climbed 10bp on the week, and conventional 30-year mortgage rates followed higher.

• Jul 20–24, 2026Mortgage rates: Week of July 20, 2026

  Over Jul 20–24, 2026, the conventional 30-year benchmark opened at 6.564% and closed at 6.647%. The 10-year Treasury climbed 9bp on the week, and conventional 30-year mortgage rates followed higher.

• Jul 13–17, 2026Mortgage rates: Week of July 13, 2026

  Over Jul 13–17, 2026, the conventional 30-year benchmark opened at 6.586% and closed at 6.537%. The 10-year Treasury eased 7bp on the week, and conventional 30-year mortgage rates followed lower.

• Jul 6–10, 2026Mortgage rates: Week of July 6, 2026

  Over Jul 6–10, 2026, the conventional 30-year benchmark opened at 6.474% and closed at 6.511%. The 10-year Treasury climbed 8bp on the week, and conventional 30-year mortgage rates followed higher.

• Jun 29 – Jul 2, 2026Mortgage rates: Week of June 29, 2026

  Over Jun 29 – Jul 2, 2026, the conventional 30-year benchmark opened at 6.419% and closed at 6.463%. The 10-year Treasury climbed 11bp on the week, and conventional 30-year mortgage rates followed higher.

• Jun 22–26, 2026Mortgage rates: Week of June 22, 2026

  Over Jun 22–26, 2026, the conventional 30-year benchmark opened at 6.511% and closed at 6.411%. The 10-year Treasury eased 13bp on the week, and conventional 30-year mortgage rates followed lower.

• Jun 15–18, 2026Mortgage rates: Week of June 15, 2026

  Over Jun 15–18, 2026, the conventional 30-year benchmark opened at 6.448% and closed at 6.454%. The 10-year Treasury eased 1bp on the week, while conventional 30-year rates climbed 1bp.

• Jun 8–12, 2026Mortgage rates: Week of June 8, 2026

  Over Jun 8–12, 2026, the conventional 30-year benchmark opened at 6.501% and closed at 6.476%. The 10-year Treasury eased 8bp on the week, and conventional 30-year mortgage rates followed lower.

• Jun 1–5, 2026Mortgage rates: Week of June 1, 2026

  Over Jun 1–5, 2026, the conventional 30-year benchmark opened at 6.472% and closed at 6.512%. The 10-year Treasury climbed 8bp on the week, and conventional 30-year mortgage rates followed higher.

• May 26–29, 2026Mortgage rates: Week of May 26, 2026

  Over May 26–29, 2026, the conventional 30-year benchmark opened at 6.472% and closed at 6.438%. The 10-year Treasury eased 5bp on the week, and conventional 30-year mortgage rates followed lower.

• May 18–22, 2026Mortgage rates: Week of May 18, 2026

  Over May 18–22, 2026, the conventional 30-year benchmark opened at 6.545% and closed at 6.507%. The 10-year Treasury eased 5bp on the week, and conventional 30-year mortgage rates followed lower.

• May 11–15, 2026Mortgage rates: Week of May 11, 2026

  Over May 11–15, 2026, the conventional 30-year benchmark opened at 6.351% and closed at 6.499%. The 10-year Treasury climbed 17bp on the week, and conventional 30-year mortgage rates followed higher.

• May 4–8, 2026Mortgage rates: Week of May 4, 2026

  Over May 4–8, 2026, the conventional 30-year benchmark opened at 6.380% and closed at 6.328%. The 10-year Treasury eased 7bp on the week, and conventional 30-year mortgage rates followed lower.

• Apr 27 – May 1, 2026Mortgage rates: Week of April 27, 2026

  Over Apr 27 – May 1, 2026, the conventional 30-year benchmark opened at 6.259% and closed at 6.313%. The 10-year Treasury climbed 4bp on the week, and conventional 30-year mortgage rates followed higher.

• Apr 20–24, 2026Mortgage rates: Week of April 20, 2026

  Over Apr 20–24, 2026, the conventional 30-year benchmark opened at 6.218% and closed at 6.253%. The 10-year Treasury climbed 5bp on the week, and conventional 30-year mortgage rates followed higher.

• Apr 13–17, 2026Mortgage rates: Week of April 13, 2026

  Over Apr 13–17, 2026, the conventional 30-year benchmark opened at 6.279% and closed at 6.187%. The 10-year Treasury eased 4bp on the week, and conventional 30-year mortgage rates followed lower.

By L.W. Martin, Founder — 20 years in the mortgage business, including 15 running his own brokerage. About → · Published October 8, 2026.